Notifying all insurance companies that may be responsible for your injury case is essential. Failure to notify these companies within a certain time period may have irreparable consequences, including a denial of your claim.
Which Companies to Notify
1) You will need to determine what insurance policies may cover your losses. The easiest one is the company that insured the driver or person that caused your injuries. You should be able to get the name of that company by looking at the police report or incident report.
2) You should notify any insurance companies that insure any cars you own, even if you were not driving that car on the day of the accident. This is important in cases where the person that hit you didn’t have insurance or had inadequate insurance giving rise to an uninsured or under insured claim. Notifying these companies promptly is a prerequisite for you to recover.
3) It is also important to notify the insurance company that issued the policy for the car you were driving on the day of accident. This is important in cases where you were driving a car belonging to someone else. Failure to promptly notify these companies may lead to a denial of your claim.
4) Finally, you should notify any insurance company that issued policies to your family members that live in the same household as you. Once again you might be forced to bring a claim against those companies in certain uninsured and under insured situations.
Insurance Company Phone Numbers
- State Farm Claims, Georgia: (800) 782-8332
- Geico Claims, Georgia: (800) 861-8380
- AllState Claims, Georgia: (800) 255-7828
- Liberty Mutual Claims, Georgia: (800) 225-2467
- Progressive Claims, Georgia: (800) 776-4737
- Georgia Farm Bureau Claims, Georgia: (855) 432-2567
- American Family Claims, Georgia: (800) 692-6326
- USAA Claims, Georgia: (800) 531-8722