What Is an Insurance Adjuster’s Role in Handling a Car Wreck Claim?
As soon as a Georgia car accident occurs, the case is assigned to an insurance adjuster. The insurance adjuster’s objective is to close the claim by paying as little money as possible. The adjuster’s goal is to save their insurance company money and maximize the insurance company’s profits.
What is an Insurance Company’s Obligation to Injured Persons?
Most people that have been hurt in a car wreck think that the insurance company will be fair to them regarding their injury claim. Unfortunately that is not the case. At the end of the day, the insurance company is in the business of making money. They have no financial and fiduciary duty to persons that are hurt in car accidents. An insurance company only has duties to persons that they insure, i.e. the insured at fault driver.
What Happens If I Don’t Use a Lawyer?
Insurance companies and adjusters know that they can pay less compensation on claims when a person is not represented by a lawyer. They know that people who represent themselves will not be able to properly present their claim if their case goes to trial. They hope that the lengthy and daunting process will result in injured victims accepting their low ball offers. There is no incentive for insurance companies to pay fair settlements when a person represents themselves.
But Do I Really, Really Need a Lawyer?
There are certain situations when a lawyer is not necessarily needed on an injury case. The first situation would be where no one is hurt. The second situation would be where someone is hurt but didn’t seek any medical care. At the very least, every person involved in a car wreck should consult a lawyer. Any good lawyer will be able to give FREE advice and let an injured person know their rights and how to handle their claim if a lawyer will not add any value.
How Can the Patel Law Firm Help?
- We offer free advice to all persons that have been hurt in car or truck accidents.
- We provide our honest opinion on whether your case requires a lawyer or not – there are on a few occasions where the lawyer will let the injured victim know that there case doesn’t need a lawyer and what the person must do to present their claim to the insurance company so they can try and get a fair settlement.
- Our lawyers will let you know the process of how to file a lawsuit if a person wants to handle their claim on their own.